Interest-Free* Vanuatu Holidays
HOLIDAY NOW, PAY LATER WITH 24 MONTHS INTEREST-FREE*
Daydreaming of the ultimate Vanuatu holiday? Why wait? With 24 Months Interest-Free*, you’ll be on your way to your perfectly packaged Vanuatu holiday in no time. Get set for spectacular scenery, stunning beaches, flowing waterfalls, untouched mountains, and friendly faces.
My Vanuatu’s newest and best Interest-Free* option is just another way we prioritise effortless done-for-you planning to make your dreams a reality. Stop dreaming, start holidaying! Speak with your My Vanuatu Expert today on how to travel now and pay later! Available for a limited time only.
Need a worry-free break? Book your dream holiday now. Â
TERMS & CONDITIONS
*Interest-Free: For approved new applicants (or existing humm90 Mastercard holders) who book with one of our holiday experts with a minimum finance amount of $800. The customer must pay for their booking with a Mastercard credit card issued by humm Cards Pty Ltd ABN 31 009 651 877 Australian Credit Licence number 247415 (“humm90”). To benefit from the interest free finance offer, the customer must pay for their booking using their humm90 Mastercard, with a minimum spend of $800.
Annual fee of $99 applies, including an upfront annual fee of $99 debited from the facility on account opening and annually thereafter on the anniversary of that date. The credit limit includes the initial annual fee debit. If the customer does not meet the interest free criteria during the interest free period, the credit providers’ annual percentage interest rate at that time shall apply to the annual fee from the time it is first debited from the humm90 credit account, as well as any balance owing on the humm90 credit account.
To meet the interest free criteria, the customer must pay by the due date shown in the humm90 credit account statement all of the following:
- overdue and overlimit amounts shown on the previous statement of account;
- transactions, fees and charges for which the interest free period expired in that or previous statement periods;
- interest debited to the humm90 credit account during that or previous statement periods;
- adjustments made to the account in the previous statement period (if any); and
- instalment repayments due during that statement period (if any).
A minimum monthly repayment is required to meet the interest free criteria. The minimum monthly repayment is no less than 3.00% of the balance owing on the humm90 credit account at the date of the monthly statement or $30.00 (whichever is the greater).
Late payment fees and other fees, charges, terms and conditions apply; please refer to the credit providers’ product fees & charges at https://humm90.com/au/important-information/. Interest (charged at humm90’s expired promotional rate) will be payable on outstanding balances at the expiry of the interest free period. Refer to www.humm90.com/au for current interest rates.
The interest free period commences on the day the transaction is debited to the humm90 credit account and will end on the first statement due date, being the expiry of the period within which humm90 have agreed that they will not charge interest.
The credit providers’ annual percentage interest rate at that time shall apply to any balance owing on the humm90 credit account at the expiry of the interest free period. As of 01 June 2023, the credit providers’ annual percentage interest rate is 25.99%, but subject to change.
Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415Â http://www.humm90.com/au. Mastercard and the circles design are trademarks of Mastercard International Incorporated. For further terms and conditions refer to My Holiday Terms and Conditions.
