Vanuatu Currency
What to know before you go
Planning your Vanuatu holiday? Before you kick off your sandals and sip a coconut by the sea, let’s talk money. From what currency is used in Vanuatu to whether you’ll need cash or card, we’ve got the essentials covered, with zero confusing finance jargon.
What currency is used in Vanuatu?
The official currency in Vanuatu is the Vanuatu Vatu, written as VUV or sometimes just VT. There are no cents – just whole vatu. Bills come in 200, 500, 1,000, 2,000 and 5,000 denominations, with coins ranging from one to 100 vatu.
Prices may seem high at first, for example, 1,000 VT for dinner, but don’t panic – 1,000 Vatu is roughly $12-$14 AUD/NZD, depending on exchange rates.
Can I use credit cards in Vanuatu?
Yes, but not everywhere.
- Hotels, resorts and major restaurants usually accept Visa and Mastercard
- Smaller shops, local markets, tours and remote islands are often cash only
- Expect a three to five percent surcharge when paying with a card at some places
Always carry a bit of cash, especially for taxis, village visits or when island hopping.
Should I exchange money before I arrive in Vanuatu?
It’s a good idea to arrive with some cash in Vatu or Aussie dollars.
Your options are:
- Exchange AUD or NZD at the airport or major banks in Port Vila or Luganville
- Use local ATMs
- Avoid exchanging money in remote areas – options are limited and rates aren’t always great
Banks are typically open Monday to Friday and there are currency exchange desks in Port Vila.
Are there ATMs on the islands?
Yes, but they’re mostly found in larger towns like Port Vila (Efate) and Luganville (Espiritu Santo).
- ANZ and Bred Bank operate most ATMs
- Machines usually accept international cards with a Visa or Mastercard logo
- Remote islands like Tanna or Pentecost may not have ATMs, so bring enough cash if you’re heading off the grid
Also, note that power or internet outages can affect ATM availability – welcome to island time!
Is tipping expected in Vanuatu?
No, tipping is not expected in Vanuatu.
- Locals are incredibly warm and welcoming and tipping isn’t part of the culture.
- With that said, if you receive outstanding service and want to show your appreciation, a small tip or gift is always welcome, especially in tourist areas.
For a cultural touch, some travellers bring school supplies, sports gear, or essentials to donate in villages; this is often more appreciated than cash.
What’s the best way to pay in Vanuatu?
Here’s your go-to plan:
Use cash (Vatu) for:
- Markets
- Local tours
- Taxis
- Small shops or cafes
- Anything outside the main towns
Use credit or debit cards for:
- Hotels and resorts
- High-end restaurants
- Car hire and larger retail stores
Bring an international card and always carry a little backup cash. Things move at their own pace in paradise!
Quick facts
Q: What is the currency in Vanuatu?
A: The Vanuatu Vatu (VUV or VT) no cents, just whole numbers.
Q: Should I bring cash or card?
A: Bring both! Card for big purchases, cash for everyday spending.
Q: Is tipping expected in Vanuatu?
A: No, but it’s appreciated if you feel like showing thanks.
Q: Are there ATMs on the islands?
A: Yes, in main towns. Not guaranteed in remote areas, so plan ahead.
Ready to travel smarter?
Now that you’ve got the money side sorted, you’re one step closer to paradise. Whether you’re budgeting for beachfront cocktails or stocking up at local markets, knowing how to pay like a pro makes all the difference. Scroll through our perfectly packaged holidays and start planning your Vanuatu holiday today.
